Funding strategy and lender‑ready financials — without the overwhelm.
TET Funds helps U.S. small businesses organize their numbers, build a clear funding plan, and prepare the documents lenders and grant programs typically ask for. You stay in control; we provide structure, templates, and hands‑on support.
What you’ll walk away with
A practical plan you can use for bank/SBA conversations, grant applications, or internal decision‑making.
Best fit for: established businesses preparing for a line of credit, equipment purchase, working capital, or grant/contract growth.
What TET Funds does
We sit between “I think we need funding” and “the lender/grant reviewer said yes.” The goal is to make your story and numbers easy to understand — and easy to verify.
Clarify the right type of capital
We map practical options (bank/SBA, alternative lending, grants where relevant) and align them with your timeline, use of funds, and risk tolerance.
- Capital options matrix
- Pros/cons in plain language
- Minimum documentation plan
Make your financials lender‑friendly
Not every business has “perfect” financials. We help you tell the truth clearly: what’s stable, what’s changing, and why.
- Cash‑flow modeling & assumptions
- Simple KPI dashboard
- Red‑flag cleanup checklist
Support applications and follow‑ups
You handle the final submission. We provide the structure, packaging, and response support to keep the process moving.
- Document package assembly
- Lender Q&A prep
- Revision cycles with tracking
Services
Pick a starting point — most clients begin with the Audit, then add deeper support as needed.
Funding Readiness Audit
A structured review of your goals, financials, and documents — with a clear, prioritized plan.
Learn moreLender Package + Modeling
Cash‑flow model, assumptions, and a lender‑ready narrative package you can reuse.
Learn moreLoan & Credit Navigation
Guidance through the bank/SBA process, document requests, and follow‑up questions.
Learn moreGrant Research & Support
Fit‑based grant identification and application support (when grants make sense).
Learn moreFinancial Ops Setup
Monthly reporting rhythm, cash visibility, and dashboards for decision‑making.
Learn moreNot sure what you need?
Send a quick note with your goal and timeline. We’ll point you to the best starting point.
Contact us Typical reply time: 1–2 business days.A transparent process
No mystery steps. You’ll always know what we’re doing, what we need from you, and what you’ll receive.
1) Fit check + scope
We start with your goal, use of funds, and timeline. If we’re not a fit, we’ll say so early.
- Short discovery call
- Clear deliverables
- Upfront pricing
2) Document + data intake
Secure checklist and templates to collect what’s needed (and only what’s needed).
- Confidentiality options
- Shared tracker
- Priority order
3) Build the package
We create a coherent “story + numbers” package: model, narrative, and supporting documents.
- Assumption review
- Risk notes (honest, not scary)
- Reuse for multiple lenders
4) Support submission & follow‑ups
You submit. We help you respond quickly and clearly to questions, updates, and conditions.
- Q&A prep
- Revision cycles
- Next‑step recommendations
Ready to get your numbers and narrative aligned?
Start with the Funding Readiness Audit — a structured, low‑risk first step.
Anonymous case snapshots
Examples are anonymized to protect confidentiality. Outcomes vary by business, documentation quality, and third‑party criteria.
Anonymous case: Equipment expansion
Owner had strong sales but inconsistent cash visibility. We built a simple cash model and lender package; the lender asked fewer follow‑ups and moved faster than prior attempts.
- 12‑month cash projection
- Use‑of‑funds breakdown
- Lender Q&A prep
Anonymous case: Working capital line
Business needed flexibility for seasonal inventory. We created a narrative around seasonality, normalized margins, and documented customer concentration.
- Seasonality notes
- Concentration mitigation plan
- Document tracker
Anonymous case: Grant fit check
Founder was chasing “any grant.” We filtered opportunities, focused on a best‑fit program, and aligned the application with measurable outcomes and budget logic.
- Eligibility screening
- Budget narrative
- Milestone plan
FAQ
Quick answers to the most common questions.